[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.comito.cz\/znate-americkou-nebankovni-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.comito.cz\/znate-americkou-nebankovni-hypoteku\/","headline":"Zn\u00e1te americkou nebankovn\u00ed hypot\u00e9ku?","name":"Zn\u00e1te americkou nebankovn\u00ed hypot\u00e9ku?","description":"Soukrom\u00fd podnikatel se dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed raz dva. N\u011bkdy m\u016f\u017ee j\u00edt o podnikatelsk\u00fd z\u00e1m\u011br, kter\u00fd se nevyvedl, n\u011bkdy ho…","datePublished":"2019-09-10","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.comito.cz\/author\/#Person","name":"","url":"https:\/\/www.comito.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"comito.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.comito.cz\/wp-content\/uploads\/img_a343833_w1744_t1557213238.jpg","url":"https:\/\/www.comito.cz\/wp-content\/uploads\/img_a343833_w1744_t1557213238.jpg","height":0,"width":0},"url":"https:\/\/www.comito.cz\/znate-americkou-nebankovni-hypoteku\/","about":["Ekonomika"],"wordCount":429,"articleBody":"      Soukrom\u00fd podnikatel  se dostane do  finan\u010dn\u00edch pot\u00ed\u017e\u00ed raz dva. N\u011bkdy m\u016f\u017ee j\u00edt o podnikatelsk\u00fd z\u00e1m\u011br, kter\u00fd se nevyvedl, n\u011bkdy ho do probl\u00e9m\u016f uvrhnou neplati\u010di, ale to je te\u010f vedlej\u0161\u00ed. Podstatn\u00e9 je, \u017ee se podnikatel m\u016f\u017ee do pot\u00ed\u017e\u00ed dostat. A co m\u00e1 d\u011blat, kdy\u017e v t\u011bchto v\u011bz\u00ed a\u017e po u\u0161i? Kdy\u017e u\u017e nem\u00e1 v pokladn\u011b a na \u00fa\u010dtu ani korunu a jedin\u00e9, co mu z jeho firmy zb\u00fdv\u00e1, jsou u\u017e jenom ty k n\u00ed n\u00e1le\u017eej\u00edc\u00ed budovy? V tu chv\u00edli se nab\u00edz\u00ed nejednou u\u017e jenom posledn\u00ed v\u00fdchodisko jm\u00e9nem americk\u00e1 hypot\u00e9ka nebankovn\u00ed. V tomto p\u0159\u00edpad\u011b se jedn\u00e1 o \u00fav\u011br ur\u010den\u00fd na v\u0161e, co souvis\u00ed s podnik\u00e1n\u00edm, kter\u00fd je a\u017e p\u0159ekvapiv\u011b snadno dostupn\u00fd. A to pr\u00e1v\u011b proto, \u017ee se jedn\u00e1 o produkt, kter\u00fd je poskytov\u00e1n tomu, kdo se za n\u011bj zaru\u010duje zastaven\u00edm vhodn\u00e9 nemovitosti.\u017dadatel jednodu\u0161e vypln\u00ed online \u017e\u00e1dost, p\u0159ilo\u017e\u00ed k n\u00ed n\u011bkolik fotografi\u00ed nemovitosti, j\u00ed\u017e m\u00e1 v \u00famyslu za p\u016fj\u010den\u00e9 pen\u00edze ru\u010dit, a pak u\u017e sta\u010d\u00ed jenom vy\u010dkat odezvy ze strany t\u00e9 kter\u00e9 finan\u010dn\u00ed instituce. Je-li pak \u017eadatel n\u011b\u010d\u00edm mile p\u0159ekvapen, je to p\u0159edev\u0161\u00edm to, jak rychle a bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed v\u0161e prob\u00edh\u00e1. Dostane jednozna\u010dn\u00e9 a srozumiteln\u00e9 podm\u00ednky a nab\u00eddku, je\u017e m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent hodnoty dan\u00e9 nemovitosti, pen\u00edze m\u016f\u017ee m\u00edt na sv\u00e9m \u00fa\u010dtu rychlost\u00ed blesku a naopak spl\u00e1cen\u00ed lze rozlo\u017eit na tak dlouh\u00e9 obdob\u00ed, \u017ee ony n\u00edzk\u00e9 spl\u00e1tky nemohou prakticky nikoho v\u00fdznamn\u011bji omezovat. P\u0159i poskytnut\u00ed nehraje \u017e\u00e1dnou podstatnou roli ani n\u011bjak\u00fd ten z\u00e1znam v bankovn\u00edm \u010di nebankovn\u00edm registru dlu\u017en\u00edk\u016f, ba ani prob\u00edhaj\u00edc\u00ed exeku\u010dn\u00ed \u0159\u00edzen\u00ed, a z\u00edskan\u00e9 prost\u0159edky pak lze pou\u017e\u00edt libovoln\u011b na cokoliv, co n\u011bjak\u00fdm zp\u016fsobem souvis\u00ed s podnik\u00e1n\u00edm doty\u010dn\u00e9ho \u017eadatele. Po\u017eadavky na \u017eadatele jsou tu n\u00edzk\u00e9, daleko ni\u017e\u0161\u00ed ne\u017e u bank, a lze tedy v\u011b\u0159it v daleko pravd\u011bpodobn\u011bj\u0161\u00ed \u00fasp\u011bch. Kter\u00e9ho se do\u010dk\u00e1 snad ka\u017ed\u00fd, kdo je schopen a ochoten pozd\u011bji p\u016fj\u010den\u00e9 pen\u00edze zodpov\u011bdn\u011b spl\u00e1cet. A t\u00edm se lze vyhnout mnoha komplikac\u00edm. P\u0159\u00edpadn\u011b i bankrotu, jen\u017e by podnikatele \u010dekal, kdyby mu u\u017e preventivn\u011b rad\u011bji nikdo nep\u016fj\u010dil.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zn\u00e1te americkou nebankovn\u00ed hypot\u00e9ku?","item":"https:\/\/www.comito.cz\/znate-americkou-nebankovni-hypoteku\/#breadcrumbitem"}]}]